PinnedWelcome to CentPotential!This is a blog on personal finance! Think of it as a blog on Financial Literacy 101, which to my knowledge, is not taught in most schools…May 15, 2021May 15, 2021
Cracking the Code of Retirement Funding: Mastering Capital Needs AnalysisA Comprehensive Math Tutorial for Retirement, Education, and Other Financial Goals.May 22, 20231May 22, 20231
Qualified and Non-Qualified Roth IRA DistributionsThis article details the tax and penalty implications of withdrawing contributions, conversions, and earnings from Roth IRAs.Nov 11, 2022Nov 11, 2022
Debt, Credit Score, and Protecting your Identity — Part 1Understanding debt management, factors affecting credit score, and reviewing credit report to protect yourself from identify thefts are…Aug 11, 2022Aug 11, 2022
Unboxing the 401(k) Plan — Look Under the HoodIt is pivotal to understand your employer’s 401(k) Plan Documents and stay apprised of available benefits and features to make informed…Aug 20, 2021Aug 20, 2021
The Eight Wonder of the World and the Power of Small Numbers“Compound interest is the eight wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” — Sir Albert Einstein.May 15, 2021May 15, 2021
Books, Blogs and Podcasts on Personal Finance and InvestingBooks are human’s best friends! The first step before you get started with investing is to educate yourself. Don’t rush and don’t skip this…May 15, 2021May 15, 2021